ELP TAP Your phone is already the card terminal: no lease, no extra battery, and no Bluetooth

ELP solutions · POS in your pocket

Your POS Everywhere.

Why load an additional device to process cards? Turn your cell phone with NFC technology into a POS to process debit and credit through our application ELP TAP. Freedom and innovation in your pocket: you approach the card, you wait a second and you already have the response of the issuing bank.

  • 0 extra devices: no card terminal, no battery, no Bluetooth
  • RSA encryption from your cell phone to your Private Node
  • Real-time authorisation with the issuing bank, in seconds

ELP TAP charging across the region

ColombiaMexicoChilePeruArgentina EcuadorUruguayGuatemalaCosta RicaPanama Dominican RepublicBoliviaParaguayHondurasEl Salvador
Let's talk about the elephant at the counter.

Still collecting with card terminals?

Each card terminal is a fixed cost, an operational risk and a point of friction in full sale. Add what you already pay without realizing:

Loading batteries all day

Double charger, battery that doesn’t warn and the classic “forgive me, can you pass the card another time?” The sale gets cold and sometimes doesn’t come back.

Bluetooth Falling

Match, reconnect, restart. Every time you change your cell phone or box, you lose minutes that your client won't forgive you.

Rental and equipment owned by others

You pay monthly lease, device insurance and penalty for loss. If you change your processor, the phone won't go with you.

A single point of sale per terminal

Homes, fairs, branches and waiters are distributed a device. Meanwhile, the cell phone that is in the street does not charge anything.

Shared environment, data from others

A shared or third-party card terminal leaves you unchecked about where your customers' information travels and how far your PCI compliance goes.

Reports that don't serve you

Manual box closures, terminal arching and zero visibility per seller, by headquarters or by hour. Square at the end of the day takes hours.

0 devices to load 0 hardware leases 1 cell phone that you already have NFC card, bracelet and wallet RSA from end to end
No additional devices

Turn your NFC cell phone into a POS Payment Point

You no longer have to charge external devices to process your payments with cards. Forget about being aware of charging double batteries and making Bluetooth connections every time you are going to process a payment: you only need one NFC-compatible phone and you're ready.

  • Polished interface: an easy-to-use application. Bring the card to your cell phone, wait a few seconds and get the response from the issuing bank.
  • Custom-made developments: If you want to implement this solution in your company, financial institution or processor, we integrate it with your operation.
  • Same trade, many points of sale: enables boxes, addresses, offices and waiters without buying a single terminal.
  • Your brand on screen: ticket, reference and proof with your identity, sent by WhatsApp or email instantly.
tap-sale.sh
# El celular captura el NFC; ELP cifra y autoriza
curl -X POST https://api.elp.la/v1/pos/tap \
  -H "Authorization: Bearer sk_live_…" \
  -d '{
    "amount": 128500,
    "currency": "COP",
    "terminal": "APP_TAP_CAJA1",
    "nfc": "emv_cryptogram_9f26…",
    "reference": "FACT-2041"
  }'

# respuesta del banco emisor, en segundos
{
  "status": "approved",
  "auth_code": "A47193",
  "node": "nodo-privado-cliente",
  "pan_exposed_to_merchant": false
}
Benefits of ELP TAP

What you gain the day you retire the card terminal

Banking level security, the power of a Private Node and the comfort of carrying the point of sale in your pocket.

Safe Data

Our app will encrypt your customers' data using RSA asymmetric encryption, to protect each transaction from the moment of contact.

Processing in your Private Node

The transaction travels directly to your ELP Private Processing Node; there the authorization is requested from the issuing bank of the card, without intermediaries.

Real-time processing

Each transaction is processed in real time: we connect ELP TAP directly with each processor to give you an answer in seconds, even in rush hour.

Polished interface

We design an easy-to-use app: tap the card to your phone, wait a few seconds, and get the response from the issuing bank. No long training for your team.

Custom-made developments

Do you want to implement it in your company, financial entity or processor? We integrate ELP TAP into your core, your POS or your app, with API and SDK tailored to your project.

Card, bracelet and wallet

The same tap works for physical cards, NFC bracelets, watches, and digital wallets: you take contactless payments—and PIN when the amount requires it.

RSA end-to-end asymmetric Nodo Private or Shared < 3 s response from the issuer 99,95% disponibilidad PCI DSS audited by QSA
ELP TAP will be

your favorite collection app

Two things make the difference: that it works on the phones you already use and that connecting it takes a minute, not a project.

Compatibilidad

Compatible with most Android devices with NFC

Without buying hardware: if your mobile phone has NFC and the compatible version, charge. We validate the equipment of your operation before activating the fleet.

Verificar mis equipos
Easy connection

Connect the app to your ELP node and get ready!

Install them, log in against your node and start charging. Each user, box or headquarters is identified in the panel from the first sale.

See the 4 steps
0 Additional devices to buy
0 From installation to first sale
0 From your single-panel outlets
0 Card data on your cell phone or server
Most of our customers love it!

Activate it like this, in 4 steps

No hardware contracts, no technical facilities on your premises and no waiting for a technician to pay.

1

Get started

Get started with your ELP service on a Private or Shared Node, depending on the volume and control you need over your operation.

2

Activate your account

Send your documentation and activate your account to make payments in production environmentwith your transaction fees.

3

Install the application

Install the app on your device: our team will provide you with the Download URL and the credentials of each user or box.

4

Set up and collect

Set up the app and start processing your payments. Take him with you everywhere! It collects on the premises, on the street or at home.

Honest comparison

Traditional phone vs. your phone with ELP TAP

The card terminal was the best option of 2010. Today is a fixed expense that competes against the device that you already have in hand.

Criterio Phone / POS physical NFC cell phone with ELP TAP
Device cost Rent, purchase, insurance and penalty for loss Zero: You use the cell phone you already have.
Battery and charger Double battery, chargers and terminals off None additional: your mobile already travels loaded
Connection Bluetooth unmatched and telephone line Mobile or Wi-Fi data, without matching
Enabled points of sale One per terminal purchased or leased One for every cell phone on your team, instantly.
Sales on the street or at home Limited to cable, headquarters or equipment borrowed Collect where the customer is, with the same merchant
Where the card travels Depends on the terminal owner and its processor RSA straight to your ELP Private Node
Closing of the box and reports Manual arching for each terminal Unified panel by user, location and time
If you grow or change processor You re-equip and renegotiate the park Install the app on the new computer and you continue to charge
Use cases

Physical points of sale already charged with ELP TAP

Wherever there is a sale to close and a customer with a card, it works: no fixed counter, no queue, and no dependency on a dedicated device.

Neighborhood stores and retailers

A single phone for the whole register: goodbye to renting a card terminal and to “the device doesn’t work for me.”

Delivery and own courier

Your courier takes a contactless payment at the door and the money lands in the same merchant account, with a reference to the sale.

Restaurants and waiters

You charge at the table without carrying a card terminal back and forth: less time per turn and more tables served.

Fairs, events and stands

Dozens of points of sale in one day, without extra infrastructure, and with stand-level settlement on the same panel.

Door-to-door sale and routes

Each route seller has its POS in his pocket, with settlement by route, by day and by seller.

Home services

Technicians, in-home beauty, health, and trades: you close the job by charging on the spot—no cash needed.

Opinion of our customers

Businesses that no longer carry a card terminal

What merchants and sales teams say after moving their physical POS to the phone.

★★★★★
“We had three leased card terminals and always one without battery. Now each of the four counters charges from their phone and we save the entire lease. The change took an afternoon.”
TC Neighborhood shop, 4 countersRetail · Bogotá
★★★★★
“The housekeepers charge at the door and the sale remains in the same merchant. We're uploading the ticket to the addresses. because we no longer depend on the customer having cash.”
DR Restaurant with own deliveryClient ELP TAP
★★★★★
“At fairs we were arming 12 points of sale with borrowed equipment. With ELP TAP we installed the app in the mobiles of the team and the cut per stand comes out alone on the panel, at the close of the day.”
FE Event ProducerTrade fairs and brand activations
Some important questions

Frequently asked questions about charging with your cell phone

What most ask us about the businesses that want to retire the card terminal.

What cell phone do I need to charge with ELP TAP?

A NFC-compatible phone, mostly Android devices with NFC. Before activating the fleet we validate with you the computers of your operation, so that they don't install anything that won't work.

Should I buy or lease a device?

No. That's just the point: you don't buy, don't rent and don't secure a terminal. Your cell phone is the point of sale and you don't pay any additional costs for hardware, just the transaction fee.

Is the client card stored on my cell phone?

No. Implementation encrypts data with asymmetric encryption RSA From the contact and the transaction travel directly to your ELP Private Processing Node. On your cell phone there is no PAN or on your servers: you can see the last 4 digits and the reference, nothing more.

Does it serve for debit and credit card?

Yes. ELP TAP processes debit and credit cards By contact (NFC), and also physical card and wallet or bracelet when the device allows it. The main payment schemes and local means according to your country are accepted.

What if there's no internet on the premises?

The issuing bank's authorization requires connectivity, so the cell phone can use mobile data or Wi-Fi — without depending on the router of the premises, which in practice gives you more availability than a fixed card terminal. For operations with connectivity restrictions we evaluate an offline flow with delayed capture.

Can I have several points of sale with the same merchant?

Yes, and that's where it shines the most: you create a user per box, waiter, house, headquarters or stand. Each sale is identified by user and device on the panel, with box closing by virtual terminal and consolidated settlement to your account.

How long does the bank's response take?

Each transaction is processed in real time: we connect ELP TAP directly to each processor to give you the issuing bank response in seconds, with immediate retry if the contact was not valid.

Can I integrate it into my box system or my own app?

Yes. We deliver custom developments for companies, financial institutions and processors: API and SDK to trigger the collection from your POS, your ERP or your app, maintaining the NFC and encryption on the ELP side.

How are the sales of each cell phone reconciled?

The panel delivers reports per user, device, location, payment methods and result, with the ID of the transaction and the reference you send. Exportable for your accounting and for the box closing arch.

What if the cell phone is lost or stolen?

You disable the user from the panel and that device stops charging in seconds. no card data stored on the team, the loss does not compromise the information of your customers.

Your next point of sale is already in your pocket

Schedule a meeting with our experts: we show you a real sale with ELP TAP, we validate your equipment and we quote your fleet of points of sale without card terminals.

Contact

Activate ELP TAP at your points of sale

Tell us how many points of sale you have and how you charge today. We send you the download URL for a test, validate your equipment with NFC and contact you in less than 24 working hours.

  • ✉️
  • 💬 Support in Spanish · Mon–Fri, 8:00–18:00 (GMT-5)
  • 📲 No hardware lease or hardware penalty
  • 🧩 API and SDK to integrate it into your POS or your app
RSA encryption + Private Node Data travels encrypted from the cell phone to your processing node. Neither your cell phone nor your server sees the card number.
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Complement your operation

Collect on-site and remotely

ELP TAP closes the sale at the counter; these solutions close the sale by phone, online and month by month.

Web Checkout, Links & QR

The payment page with your brand for your virtual store, WhatsApp links or email and QR multi-bank on your counter: cards, PSE, PIX and SPEI in a single integration.

Learn more

AI Phone Collections

AI Agent calls, talks, receives the card in a certified IVR and processes the payment, with Xeretron Callcenter technology integrated.

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Auto Debit & Subscriptions

Turn your recurring customers into automatic charges with intelligent retry, at no extra cost per try.

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Payments Portal, Invoicing & AI Accounting

ContiiA issues your electronic invoice, sends the payment link, marks the invoice paid and takes the deposit to your accounting account.

Learn more

Tokenization

Save your customers' card with triple RSA and charge with a touch on the app, POS or IVR, never seeing the number.

Learn more